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Travel Insurance Abbotsford
Are you planning on crossing the border to spend a weekend away? Are you thinking about travelling overseas for a long, much needed holiday? Whether you are planning a short trip or a long trip outside of Canada, purchasing travel insurance before you leave will help protect you in the event of an accident or mishap.
While most people tend to think that purchasing medical insurance before leaving the country is not necessary, having travel insurance will prevent you from having to pay thousands of dollars in medical expenses if you are injured while travelling abroad. The team of professionals from Mountainview Insurance Services Ltd in Abbotsford can help you select the best travel insurance plan for your specific trip. Get in touch with the travel insurance providers from Mountainview Insurance Services Ltd today to get a free quote.
What is travel insurance?
Travel insurance is a type of insurance policy that is designed to address the financial impacts for many common problems that arise when travelling, such as lost luggage or medical expenses due to an injury. Travel insurance policies can be sold for either single trips or for defined time frames with the option to renew indefinitely, depending on your specific needs. Similar to other types of insurance coverage, travel insurance plans will only cover specific events up to a predetermined coverage limit. The coverage limit that you select will determine the policy premiums that are paid for when the policy is first purchased or on renewal dates.
Why is travel insurance important?
Choosing to travel outside of the country without having travel insurance means running the risk of taking on a major expense and inconvenience in the event of a minor accident or sickness. While most people tend to think that they do not need to purchase travel insurance because they will be covered by their credit card, employee group plan, or their government health insurance, this is not the case. These types of insurance policies will only cover a small portion of any medical expenses while you are outside of Canada. Purchasing a travel insurance plan is the only way to ensure that you will be completely covered while travelling abroad.
Types of travel insurance
Some of the different types of travel insurance policies that you can choose from include:
Single trip insurance
Single trip insurance plans can be purchased for discrete trips, portions of trips, or to cover the duration of an entire trip. This type of policy will provide you with coverage from the moment you leave home to the moment you return.
Annual trip insurance
If you enjoy travelling frequently, purchasing annual trip insurance will be the best option for you. Annual trip insurance policies are usually good for one year and can be renewed indefinitely. Most travel insurance providers offer annual plans for single travellers and couples with minor-age children at no additional cost. This type of travel insurance policy also tends to be cheaper than a single trip insurance policy.
Medical Insurance
Medical insurance, sometimes referred to as travel health insurance or international health insurance, is specifically designed to provide you with cash payments or to reimburse you for medical treatment and transportation expenses related to a medical emergency outside of Canada.
Evacuation insurance
Evacuation insurance plans work to reimburse travellers or provide them with cash payments for urgent and emergency evacuations worldwide. In most cases, covered travellers will often face little to no out-of-pocket upfront costs that would later require reimbursement.
Accident insurance
Accident insurance for travellers will almost always provide cash payments for accidental death and dismemberment, either to you or your designated beneficiaries. This type of travel insurance plan can also include direct payments or reimbursements for medical evacuation and emergency medical treatment, beneficiary payments for travellers killed in flight accidents, and supplemental term life payments to family members.
Travel Insurance from Mountainview Insurance Services Ltd
The professional team from Mountainview Insurance Services Ltd offers a variety of different travel insurance policies. If you are looking to get a free quote on travel insurance, get in touch with us today. Our friendly team would love to help you select the best coverage options for your specific trip, whether you are travelling overseas or just across the border.
Comprehensive Boat Insurance Abbotsford
Do you worry about your boat suffering from dings and scratches while on busy waterways? Are you wanting to provide your boat with an extra level of protection in the off season? The dedicated team of boat insurance brokers from Mountainview Insurance Services Ltd in Abbotsford can help you select the best policy for protecting you, your passengers, and your watercraft.
While there is no better feeling than hitting the waves in your boat during the warm summer months, it is important to make sure that you have the right type of boat insurance for your specific needs. Purchasing boat insurance from your local Abbotsford insurance company can be a hassle-free way to save money in the long run. No matter what type of boat you own—speedboat, pontoon, fishing boat, sailboat, aluminum boat, yacht, etc.—our insurance professionals will work closely with you to ensure that you receive the best coverage for your boat. Get in touch with the boat insurance brokers from Mountainview Insurance Services Ltd today to get a free boat insurance quote.
What is boat insurance?
A boat insurance policy is specifically designed to provide you with comprehensive coverage and to protect you from financial loss if your boat is damaged or stolen. In exchange for paying yearly or monthly fees, your boat insurance provider will pay for any losses that are outlined in your policy.
Why is boat insurance important?
While all boat owners value their watercrafts, not everyone fully understands how important it is to have boat insurance. Similar to having car or home insurance, having the proper amount of boat insurance coverage can help protect your valuable investment in the case of a mishap or accident. Boat insurance can also help protect everyone and everything including you, other boaters, your passengers, your boat, and your equipment.
What does boat insurance cover?
Before heading out on the water, it is important for you to know exactly what your boat insurance policy does and does not cover. Since boat insurance policies are tailored to suit the needs of the boat owner, your policy may or may not provide coverage for:
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Comprehensive
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Property damage
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Collision
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Capsizing/stranding
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Theft
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Storms
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Fire/explosion
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Sinking
Liability Insurance
Your boat insurance policy should also provide coverage for two types of liability insurance:
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Medical liability—covers medical expenses that are acquired during an accident involving your boat, such as hospital bills, ambulance charges, and medical bills.
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Personal liability—covers any costs you would have to pay to an injured party in the event of an accident involving your boat, such as bodily injury expenses, property damages, and legal defence costs.
Boat Insurance from Mountainview Insurance Services Ltd
Mountainview Insurance Services Ltd is a boat insurance broker in Abbotsford that offers a range of different boat insurance policy options. No matter what type of boat you own, our professional team members can help you select the right policy and coverage options for your specific wants and needs. Get in touch with the insurance experts from Mountainview Insurance Services Ltd today to get a free boat insurance quote.
Damage-covering Motorcycle & ATV Insurance Abbotsford
Do you want to ensure the safety of you and your passengers while taking your motorcycle out for a spin on a hot sunny day? Do you enjoy exploring the back country on your ATV? The dedicated team of insurance brokers from Mountainview Insurance Services Ltd understands the unique perils that bikers and ATV enthusiasts face. That is why we will work closely with you to choose the best motorcycle and ATV insurance package for you. Get in touch with our team today to find out what insurance policy will provide the best coverage for your motorcycle.
As a motorcycle and ATV insurance agency, we are proud to provide our customers with both ICBC insurance and private insurance coverage at affordable rates. Whether you are wanting to enjoy the high-adrenaline pastime of riding an ATV or motorcycle, the different types of motorcycle and ATV insurance policy options can help ensure the safety of you and your passengers. Get in touch with the professional insurance brokers from Mountainview Insurance Services Ltd today to request a free quote on a motorcycle and ATV insurance policy.
What is motorcycle & ATV insurance?
Motorcycle and ATV insurance products are specifically designed to protect you if your auto is in an accident, is stolen, or is damaged by something other than a collision with another auto. By paying yearly or monthly insurance rates to your insurance agency, they will provide you with insurance coverage for any losses outlined in your specific ATV insurance or motorcycle insurance policy.
Why is being insured important?
Motorcycles and ATVs can be dangerous vehicles to both riders and those around them, especially since they do not have seatbelts. Being hit by another car or another type of impact, even at low speeds, can cause significant injuries. Having the right motorcycle or ATV insurance can help insure you and your passenger in the event of an accident.
Types of motorcycle & ATV coverage
There are different types of insurance coverage options available for both ATVs and motorcycles. Some of the different types of insurance policy options you can choose from include:
Bodily Injury Liability
Bodily injury liability insurance works to cover the cost of medical bills, pain and suffering, and the lost wages of anyone who was injured or killed in an accident that was caused by your motorcycle or ATV. It is important, however, to ensure that you know the limits of your bodily insurance policy, as it will only cover a certain amount per person.
Property Damage Liability
Property damage liability can help cover the cost of insurance policy claims for damage done to another person's property due to your ATV or motorcycle. The coverage for this insurance typically covers personal property, homes, and yards. Similar to bodily injury liability insurance, your property damage liability insurance policy will have a specific claim coverage limit per incident that you should be aware of.
Medical Payments
Medical payments coverage is designed to help cover the cost of any medical expense you incur as a result of riding your ATV or motorcycle. This type of insurance will pay for a range of different things—surgeries, X-rays, hospital stays, ambulance transportation, and funeral costs—up to a certain amount.
Uninsured/Underinsured Motorist Protection
In the event that you are in an accident caused by someone who is not insured or does not have enough insurance, uninsured/underinsured motorist protection will pay for expenses incurred due to a motorcycle accident. It is important to note that this type of coverage will have a specific claim limit on your policy.
Collision Coverage
Collision insurance works to help pay for repairs to your motorbike or ATV if it has been in an accident with a car or if it overturns. The amount of collision insurance coverage from your insurance agency will be determined by the deductible amount on your policy.
Comprehensive Coverage
Comprehensive insurance coverage is designed to pay for damages to your ATV or motorcycle that were not caused by a collision with another auto, as well as any losses due to vandalism, theft, fires, earthquakes, floods, and other causes. Similar to collision insurance, the amount of comprehensive insurance coverage you have will depend on your deductible.
Choose us for your motorcycle insurance needs!
Mountainview Insurance Services Ltd is a motorcycle and ATV insurance broker that offers a wide range of insurance products with varying levels of coverage. If you are looking to purchase ATV insurance or motorcycle insurance in Abbotsford, BC, get in touch with our friendly team of insurance brokers today. We would love to help you with buying the best policy for your specific insurance coverage needs.